Category Archives: Investing

Financial Literacy Drive Treasure Post

This post links to a treasure trove of information on personal finance. Actually, April was National Financial Literacy Month in the US and JDR (GetRichSlowly) has the ultimate collection of posts covering everything on Personal Finance. Other than the 20 … Continue reading

Posted in Asset Allocation, Budgeting, ETF, Index Funds, Insurance, Investing, Mutual Funds, Personal Finance, Planning | Leave a comment

Personal Finance Website Update

Nine months ago I did not know what a blog is? Stuck up at home due to a back injury, I was casually chatting up with a geeky friend asking him about how to create a website, purely in jest. … Continue reading

Posted in Asset Allocation, Budgeting, ETF, Index Funds, Insurance, Investing, Mutual Funds, Personal Finance, Planning, Stocks | 1 Comment

What is Finance?

I was in Rishikesh a few years back in the winters and one old resident told me, “The water is warm when the Sun has not risen. Try it”, with a straight face. Next morning, it was pretty dark when … Continue reading

Posted in Investing, Personal Finance | 1 Comment

Transparency in Mutual Funds

Open letter to SEBI by Personalfn.com, a financial planning initiative. It can be reached at info@personalfn.com. I have their permission to reproduce the article. Dear Mr. Chairman: The fact sheet of a mutual fund scheme that is released by its … Continue reading

Posted in Index Funds, India, Investing, Mutual Funds | 2 Comments

Power and Magic of Compounding

Simple maths tell us more about the power of starting early and investing regularly rather than any rants. Check out this simple calculator by Hugh where he gives an option to compare two savings/investing options. I have taken the following … Continue reading

Posted in Budgeting, Investing, Personal Finance, Planning | Leave a comment

Financial Literacy Drive Treasure Post

This post links to a treasure trove of information on personal finance. Actually, April was National Financial Literacy Month in the US and JDR (GetRichSlowly) has the ultimate collection of posts covering everything on Personal Finance. Other than the 20 … Continue reading

Posted in Asset Allocation, Budgeting, ETF, Index Funds, Insurance, Investing, Mutual Funds, Personal Finance, Planning | Leave a comment

You need to be Lucky and brave!

As an asset class, Equity stocks offer the best returns. But so many of us have burnt our fingers in the process? How is it that very few investors can make real profits, grow their networth and consistently beat the … Continue reading

Posted in Investing, Personal Finance, Stocks | Leave a comment

Picking up stocks: Real Estate/ Construction

One of the questions to my earler post was how to pick stocks? It is allright to say that, ” You can start with identifying a list of 10-15 companies out of 3-5 sectors which you know or which interests … Continue reading

Posted in Investing, Stocks | Leave a comment

Tips on Financial Planning and Budgeting

Getting rich is in your hands, nobody else’s . So get started with working hard or smart (depends on you again), adding to your finance knowledge and generally taking responsibility for yourself. Get Rich Or Die Trying. If Financial decisions … Continue reading

Posted in Asset Allocation, Budgeting, Investing, Personal Finance, Planning | 1 Comment

Work the Magic of Compounding

I spent an hour working in calculating the future values of my investments and worked on MS Excel for that. I found out the “Power of Compounding” and the benefit of “Starting Early”. If I started at age 20 and … Continue reading

Posted in Investing, Personal Finance | Leave a comment