-
Ranjan Varma- What’s Common Between Economics and Physics
- Who Does Your Retirement Planning For You
- Transforming Financial Behaviour
- How to set up your financial freedom?
- Providing Investment Advice Services
- There is no such thing as financial planning or advice; it’s all just salesmanship
- Tapping Technology for Financial Literacy: My Interview with Joseph
- Now, Stocks and even the Sensex can have a MRP tag
- Search Or Ask: India’s First Personal Finance Search & Ask Engine
- Predicting The Future: Two Perspectives
Category Archives: Investing
Riskfree & Assured Returns Financial Products in India
Thanks to the crash in the equity markets and the dent in trust in creditworthiness of corporate papers, the non-equity based investment schemes are the flavour of the season. If the lure of ‘riskfree and assured returns’ scheme attracts investors, … Continue reading
Posted in India, Insurance, Investing, Personal Finance
Leave a comment
Insurance v/s Fixed Deposits
Advertisement More than half of Indians polled in a recent survey say that they prefer to purchase insurance to placing their money in fixed deposits. The survey by marketing information company Nielsen shows that 54% of people in the country … Continue reading
Mutual funds and life insurance are two distinct products
There were some announcements recently by the Life Insurance Council, a lobbying body formed by life insurance companies. Broadly, these announcements appeared to say two things: that the terminology of unit-linked insurance plans (Ulips) would be made uniform and that … Continue reading
Posted in India, Insurance, Investing, Mutual Funds
Leave a comment
Insurance Agents Argument in favour of ULIPS!
A strange argument in favour of ULIPs (insread of Mutual Funds) Since Insurance is always sold and not bought, it requires considerable individual efforts to sell the product. The individual needs to be remunerated upfront which results in a seemingly … Continue reading
Posted in India, Insurance, Investing
2 Comments
Bundling of Insurance & Mutual Funds ends for MFs
Customers will no longer get insurance covers bundled with mutual funds and many savings and investment products offered by banks. They may, however, continue to get insurance with credit cards and home loans. After a recent dispute with mutual fund … Continue reading
Posted in Insurance, Investing
Leave a comment
Don’t confuse insurance with investment
(Source: The Times of India, August 31) It’s the most common mistake, and they get hit on both sides, says financial planner Gaurav Mashruwala Ashfak Shaikh never asked his parents for pocket money. Since his childhood, he knew his … Continue reading
Review of your ULIPs that you bought
When equity markets were surging northwards, apart from equities and mutual funds, ULIPs (unit linked insurance plans) were also favourites with investors. For investors, it was another opportunity to ride the rising markets; while for the insurance advisors, ULIPs offered … Continue reading
Why of Insurance v/s Other Savings
Contract Of Insurance: A contract of insurance is a contract of utmost good faith technically known as uberrima fides. The doctrine of disclosing all material facts is embodied in this important principle, which applies to all forms of insurance. At … Continue reading
Financial Literacy Drive Treasure Post
This post links to a treasure trove of information on personal finance. Actually, April was National Financial Literacy Month in the US and JDR (GetRichSlowly) has the ultimate collection of posts covering everything on Personal Finance. Other than the 20 … Continue reading
Posted in Asset Allocation, Budgeting, ETF, Index Funds, Insurance, Investing, Mutual Funds, Personal Finance, Planning
Leave a comment
Personal Finance Website Update
Nine months ago I did not know what a blog is? Stuck up at home due to a back injury, I was casually chatting up with a geeky friend asking him about how to create a website, purely in jest. … Continue reading
Posted in Asset Allocation, Budgeting, ETF, Index Funds, Insurance, Investing, Mutual Funds, Personal Finance, Planning, Stocks
1 Comment