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Ranjan Varma- 2012 and New Years
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- Death From Opinions
Category Archives: Insurance
IRDA tightens Insurers on Mis-selling
The insurance companies should provide proper understanding of the product at the time of selling a policy to avoid mis-selling, according to Mr J. Hari Narayan, Chairman, Insurance Regulatory and Development Authority (IRDA). “Mis-selling has been a major area of … Continue reading
PAN Card Mandatory for Buying Insurance?
THE finance ministry has decided to make a permanent account number (PAN) card mandatory for buying all insurance policies that have an element of investment in the capital market and the premium exceeds Rs 1 lakh per year. The ministry … Continue reading
Jeevan Varsha: Moneyback Plan from LIC
LIC has always been sensitive to the changing aspirations of its customers and thusbrings out different products from time to time to cater to those needs . Close on the heels of Jeevan Aastha, whichwas a runaway success, our latest … Continue reading
Financial Security to the Under Served: Max Vijay
Max New York Life Insurance has announced a strategic partnership with 3i Infotech to market its Max Vijay Insurance Savings box. The tie-up with 3i Infotech will enable Max Vijay to expand its reach to consumers in remote rural areas, … Continue reading
Why Term Insurance is the Best!
There’s some compelling evidence whu Term Insurance is the best. Here it is: I have often pointed out and will do so once more —- I am not in favour of any plan from any insurance company that seeks to … Continue reading
Posted in India, Insurance
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What is a Paid Up Policy?
I want to invest in an insurance plan. While going over the key features, I came across the term “paid-up policy”. What does it mean? If a policy is declared paid up, does it impact the sum assured? If the … Continue reading
Posted in India, Insurance
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Riskfree & Assured Returns Financial Products in India
Thanks to the crash in the equity markets and the dent in trust in creditworthiness of corporate papers, the non-equity based investment schemes are the flavour of the season. If the lure of ‘riskfree and assured returns’ scheme attracts investors, … Continue reading
Posted in India, Insurance, Investing, Personal Finance
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Never too Late to Plan your Retirement
To catch up at 60 with someone who has been saving Rs 50,000 a year from 30, you will have to save Rs 4 lakh a year. The flip side is that it may now be easier to bear the … Continue reading
Posted in Insurance, Planning
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Information about Charges in ULIP to be Standardised
Unit Linked Insurance Plans (Ulips) known for their confusing charge structures and terminologies varying between insurance companies will soon be standardised across insurers. The move will allow a policyholder to know the premium amount he has lost to an insurer as … Continue reading
Posted in India, Insurance
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Read Sales Brochures & Policy Documents for Your Insurance
Mint features a Q&A on insurance every Monday. My brother had taken a unit linked insurance policy (Ulip) two years ago. He recently realized that he can make a partial with drawal or surrender the policy af ter a three-year … Continue reading
Posted in India, Insurance
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