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Ranjan Varma- What’s Common Between Economics and Physics
- Who Does Your Retirement Planning For You
- Transforming Financial Behaviour
- How to set up your financial freedom?
- Providing Investment Advice Services
- There is no such thing as financial planning or advice; it’s all just salesmanship
- Tapping Technology for Financial Literacy: My Interview with Joseph
- Now, Stocks and even the Sensex can have a MRP tag
- Search Or Ask: India’s First Personal Finance Search & Ask Engine
- Predicting The Future: Two Perspectives
Category Archives: India
Are ULIPs Right For You?
INSURANCE Are ulips right for you? (Source: The Indian Express, July 19) Latest set of regulations by IRDA will definitely make ulips better. But separate life and investment products still make more sense If you are financially savvy or have … Continue reading
Posted in India, Insurance
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Innovation Needs in Health Insurance
STATE-owned insurers have done well to restore cashless treatment facilities in hospitals, providing relief to scores of mediclaim holders. However, doing this on a case-to-case basis will mean that the insurer has to negotiate an acceptable rate with every hospital. … Continue reading
Posted in Health Insurance, India
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Health Insurance Updates
(Source: Hindustan Times, Chandigarh, July 16) The insurers and the healthcare industry need to evolve a symbiotic relationship Insurance is a subject matter of solicitation. Medicine is not. This lies at the heart of the standoff between corporate hospitals and … Continue reading
Posted in Health Insurance, India, Insurance
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RBI Concerned About Dilution of Powers: The ULIP Ordnance
PTI News: Concerned over dilution of its role in dealing with inter-regulatory disputes, RBI Governor D Subbarao on Monday asked the government to relook the Ordinance it had issued last month to end the IRDA-SEBI turf war over control of … Continue reading
Posted in India, Insurance, ULIP
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No Entry Load for Insurance Policies?
THE decision by market regulator Sebi to allow investors get into mutual funds (MFs) with variable entry charges has put the spotlight on the life insurance industry. For years, fund managers in asset management companies (AMCs) have accused the life … Continue reading
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Insurance Updates: India
1. IRDA drafting bancassurance guidelines India’s insurance industry watchdog, Insurance Regulatory & Development Authority (IRDA), is working on a set of guidelines for bancassurance that will enable insurers to pass on savings achieved through using the bank distribution channel, reports … Continue reading
Posted in India, Insurance
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Transparent Unit Linked Insurance Policies
Confused over buying the right unit-linked policy? Well you are not the only one. It is really confusing when you have to compare the offerings of the 22-odd life insurance companies in the market. While insurers pitch unit-linked policies as … Continue reading
IRDA tightens Insurers on Mis-selling
The insurance companies should provide proper understanding of the product at the time of selling a policy to avoid mis-selling, according to Mr J. Hari Narayan, Chairman, Insurance Regulatory and Development Authority (IRDA). “Mis-selling has been a major area of … Continue reading
Points of Presence for the New Pension Product
Getting ready to kickoff the New Pension Scheme for private citizens in another five weeks, the Pension Fund Regulator and Development Authority has approved 23 points of presence that would collect pension contributions and also sell pension products. The country’s … Continue reading
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PAN Card Mandatory for Buying Insurance?
THE finance ministry has decided to make a permanent account number (PAN) card mandatory for buying all insurance policies that have an element of investment in the capital market and the premium exceeds Rs 1 lakh per year. The ministry … Continue reading